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Human Capital Disclosure Assessment

Money Forward,Inc.

3994TSE Prime · Listed · Checked 2026-10-26Information & Communication2025-11-30

Assessment Scores

Company coverage reference date: 2026-08-31

Overall Score

46.5 / 100
Scores by Assessment Area and Component
Disclosure Governance17.75 / 20
Human Intangible Assets21.25 / 40
Technical Knowledge3.75 / 10
Skills7.5 / 15
Motivation10.0 / 15
Human Capital Investment Flow7.5 / 40

Overall Disclosure Profile

Money Forward,Inc. supports employee challenges and growth by combining an evaluation system linking corporate and individual goals, regular dialogue, and voluntary transfer opportunities. The filing discloses training records with defined participants, including 419 cumulative participants in leadership development training and 1,608 participants in foundational training for managers. Mechanisms recognizing outcomes and inventions are also described specifically.

Training and support operations are readily identifiable, but participant counts alone do not indicate how many acquired capabilities. The disclosure also states that 17 research outcomes were used in the business, but does not show users' practical usage volume or contribution to financial performance. Monthly surveys inform individual support, but disclosure is limited on employees' motivation levels and improvements attributable to the initiatives.

Scores by Assessment Item

Scores assess disclosures in the Annual Securities Report. A score of zero does not mean that an initiative is not implemented or that employees lack capability.

Scores for each of the 16 assessment items
Disclosure Governance
G1Disclosure of Basic Quantitative Information4 / 5
G2Governance and Risk Management3.75 / 5
G3Human Capital Strategy and Basic Policy5.0 / 5
G4Clarity of Indicators, Targets, and Explanations5.0 / 5
Human Intangible Assets
Technical Knowledge
T1Technical Knowledge Base0.0 / 5
T2Acquisition and Accumulation of Technical Knowledge3.75 / 5
Skills
S1Alignment between Technical Knowledge and Practical Work3.75 / 5
S2Volume of Use and Application0.0 / 5
S3Continued Use and Expansion3.75 / 5
Motivation
M1Mechanisms Supporting Motivation5.0 / 5
M2Track Record of Operation5.0 / 5
M3Employee State and Change0.0 / 5
Human Capital Investment Flow
F1Logic from Investment to Outcomes5.0 / 10
F2Magnitude of Outcomes0.0 / 10
F3Calculation Basis and Use in Planning0.0 / 10
F4Verification of the Relationship2.5 / 10

Assessment History

2024-12-01 – 2025-11-30 · Latest recorded assessment

No earlier assessments are recorded. Comparability across periods has not been confirmed.

Sources & Assessment Scope

Current Company Information

Current name source · Listing status source

Filing Information

Assessment Scope & Disclaimer

This assessment is based solely on information disclosed in the company's Japanese-language Annual Securities Report filed through EDINET.

It does not assess the human capital initiatives a company actually implements or the company's human capital capabilities themselves.

Items for which no disclosure was identified in the Annual Securities Report receive no points, regardless of whether the company actually implements the relevant initiatives.

This English-language assessment is a translation of the original Japanese assessment and is provided for convenience. In the event of any discrepancy, the Japanese assessment prevails.