Human Capital Disclosure Assessment
Credit Saison Co.,Ltd.
Assessment Scores
Company coverage reference date: 2026-08-31
Overall Score
| Disclosure Governance | 14.5 / 20 |
|---|---|
| Human Intangible Assets | 33.75 / 40 |
| Technical Knowledge | 8.75 / 10 |
| Skills | 11.25 / 15 |
| Motivation | 13.75 / 15 |
| Human Capital Investment Flow | 10.0 / 40 |
Overall Disclosure Profile
Credit Saison Co.,Ltd. develops employees who create and expand businesses through voluntary internal job postings, appointments to management positions, elective training, and new-business proposals. In FY2025, 105 employees applied through internal job postings, and NEXT SAISON received 50 proposals. The filing discloses the number of specific professional qualifications held in the audit function and explains in detail the relationships among employee evaluations, roles, salaries, and bonuses.
The filing describes improvement activities through dialogue and roundtable discussions and increases in some survey items, but the overall score remained unchanged at 66. The filing discloses the number of employees covered by the company-wide generative AI rollout and the number of secondees, but not the volume of actual skill use. Disclosure of the magnitude of outcomes from human capital initiatives, such as financial outcomes and reductions in time, is limited. Basic indicators provide insufficient explanation of the scope of subsidiaries not included in the reported figures.
Scores by Assessment Item
Scores assess disclosures in the Annual Securities Report. A score of zero does not mean that an initiative is not implemented or that employees lack capability.
| Disclosure Governance | |
|---|---|
| G1Disclosure of Basic Quantitative Information | 2 / 5 |
| G2Governance and Risk Management | 3.75 / 5 |
| G3Human Capital Strategy and Basic Policy | 5.0 / 5 |
| G4Clarity of Indicators, Targets, and Explanations | 3.75 / 5 |
| Human Intangible Assets | |
| Technical Knowledge | |
| T1Technical Knowledge Base | 5.0 / 5 |
| T2Acquisition and Accumulation of Technical Knowledge | 3.75 / 5 |
| Skills | |
| S1Alignment between Technical Knowledge and Practical Work | 3.75 / 5 |
| S2Volume of Use and Application | 3.75 / 5 |
| S3Continued Use and Expansion | 3.75 / 5 |
| Motivation | |
| M1Mechanisms Supporting Motivation | 5.0 / 5 |
| M2Track Record of Operation | 5.0 / 5 |
| M3Employee State and Change | 3.75 / 5 |
| Human Capital Investment Flow | |
| F1Logic from Investment to Outcomes | 5.0 / 10 |
| F2Magnitude of Outcomes | 0.0 / 10 |
| F3Calculation Basis and Use in Planning | 0.0 / 10 |
| F4Verification of the Relationship | 5.0 / 10 |
Assessment History
2025-04-01 – 2026-03-31 · Latest recorded assessment
No earlier assessments are recorded. Comparability across periods has not been confirmed.
Sources & Assessment Scope
Current Company Information
Filing Information
Assessment Scope & Disclaimer
This assessment is based solely on information disclosed in the company's Japanese-language Annual Securities Report filed through EDINET.
It does not assess the human capital initiatives a company actually implements or the company's human capital capabilities themselves.
Items for which no disclosure was identified in the Annual Securities Report receive no points, regardless of whether the company actually implements the relevant initiatives.
This English-language assessment is a translation of the original Japanese assessment and is provided for convenience. In the event of any discrepancy, the Japanese assessment prevails.