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Human Capital Disclosure Assessment

The San-in Godo Bank,Ltd.

8381TSE Prime · Listed · Checked 2026-10-26Banks2026-03-31

Assessment Scores

Company coverage reference date: 2026-08-31

Overall Score

76.25 / 100
Scores by Assessment Area and Component
Disclosure Governance20.0 / 20
Human Intangible Assets36.25 / 40
Technical Knowledge10.0 / 10
Skills12.5 / 15
Motivation13.75 / 15
Human Capital Investment Flow20.0 / 40

Overall Disclosure Profile

The filing states that The San-in Godo Bank,Ltd. defines capabilities in 6 fields, including consulting, across 3 levels. The filing discloses a certification system incorporating actual results, deliverables, and practical experience, together with practitioner counts by certification level. Its disclosures specifically describe expanded training and practical opportunities, career interviews, capability-, outcome-, and contribution-based pay, and share-based compensation supporting development and active contribution.

In its human capital development policy section, the filing presents customer-service business profit of JPY 21,100,000,000 and per-employee net interest and fee income of JPY 50,600,000 as reference indicators. The filing provides formulas for these indicators. The contribution of development initiatives to increases in these indicators is unclear. The filing also describes engagement measurement and improvement initiatives, but verification of each initiative's effects is limited.

Scores by Assessment Item

Scores assess disclosures in the Annual Securities Report. A score of zero does not mean that an initiative is not implemented or that employees lack capability.

Scores for each of the 16 assessment items
Disclosure Governance
G1Disclosure of Basic Quantitative Information5 / 5
G2Governance and Risk Management5.0 / 5
G3Human Capital Strategy and Basic Policy5.0 / 5
G4Clarity of Indicators, Targets, and Explanations5.0 / 5
Human Intangible Assets
Technical Knowledge
T1Technical Knowledge Base5.0 / 5
T2Acquisition and Accumulation of Technical Knowledge5.0 / 5
Skills
S1Alignment between Technical Knowledge and Practical Work5.0 / 5
S2Volume of Use and Application3.75 / 5
S3Continued Use and Expansion3.75 / 5
Motivation
M1Mechanisms Supporting Motivation5.0 / 5
M2Track Record of Operation5.0 / 5
M3Employee State and Change3.75 / 5
Human Capital Investment Flow
F1Logic from Investment to Outcomes7.5 / 10
F2Magnitude of Outcomes5.0 / 10
F3Calculation Basis and Use in Planning5.0 / 10
F4Verification of the Relationship2.5 / 10

Assessment History

2025-04-01 – 2026-03-31 · Latest recorded assessment

No earlier assessments are recorded. Comparability across periods has not been confirmed.

Sources & Assessment Scope

Current Company Information

Current name source · Listing status source

Filing Information

Assessment Scope & Disclaimer

This assessment is based solely on information disclosed in the company's Japanese-language Annual Securities Report filed through EDINET.

It does not assess the human capital initiatives a company actually implements or the company's human capital capabilities themselves.

Items for which no disclosure was identified in the Annual Securities Report receive no points, regardless of whether the company actually implements the relevant initiatives.

This English-language assessment is a translation of the original Japanese assessment and is provided for convenience. In the event of any discrepancy, the Japanese assessment prevails.