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Human Capital Disclosure Assessment

Bank of The Ryukyus,Limited

8399TSE Prime · Listed · Checked 2026-10-26Banks2026-03-31

Assessment Scores

Company coverage reference date: 2026-08-31

Overall Score

68.0 / 100
Scores by Assessment Area and Component
Disclosure Governance14.25 / 20
Human Intangible Assets33.75 / 40
Technical Knowledge10.0 / 10
Skills11.25 / 15
Motivation12.5 / 15
Human Capital Investment Flow20.0 / 40

Overall Disclosure Profile

The filing for Bank of The Ryukyus,Limited describes development combining qualification acquisition, practical training for early-career employees, external training assignments, and placement in specialist fields. A distinctive disclosure presents numbers assigned to corporate consulting and card operations after training, together with corresponding multi-year trends in fees and profits.

Training and placement are described in relation to business outcomes, but the training's standalone contribution to profits and any causal relationship are unclear. Engagement totals 76 points, but aggregation specifications changed in January 2026, and improvement effects from initiatives are not presented.

Scores by Assessment Item

Scores assess disclosures in the Annual Securities Report. A score of zero does not mean that an initiative is not implemented or that employees lack capability.

Scores for each of the 16 assessment items
Disclosure Governance
G1Disclosure of Basic Quantitative Information3 / 5
G2Governance and Risk Management3.75 / 5
G3Human Capital Strategy and Basic Policy5.0 / 5
G4Clarity of Indicators, Targets, and Explanations2.5 / 5
Human Intangible Assets
Technical Knowledge
T1Technical Knowledge Base5.0 / 5
T2Acquisition and Accumulation of Technical Knowledge5.0 / 5
Skills
S1Alignment between Technical Knowledge and Practical Work3.75 / 5
S2Volume of Use and Application3.75 / 5
S3Continued Use and Expansion3.75 / 5
Motivation
M1Mechanisms Supporting Motivation5.0 / 5
M2Track Record of Operation5.0 / 5
M3Employee State and Change2.5 / 5
Human Capital Investment Flow
F1Logic from Investment to Outcomes7.5 / 10
F2Magnitude of Outcomes7.5 / 10
F3Calculation Basis and Use in Planning0.0 / 10
F4Verification of the Relationship5.0 / 10

Assessment History

2025-04-01 – 2026-03-31 · Latest recorded assessment

No earlier assessments are recorded. Comparability across periods has not been confirmed.

Sources & Assessment Scope

Current Company Information

Current name source · Listing status source

Filing Information

Assessment Scope & Disclaimer

This assessment is based solely on information disclosed in the company's Japanese-language Annual Securities Report filed through EDINET.

It does not assess the human capital initiatives a company actually implements or the company's human capital capabilities themselves.

Items for which no disclosure was identified in the Annual Securities Report receive no points, regardless of whether the company actually implements the relevant initiatives.

This English-language assessment is a translation of the original Japanese assessment and is provided for convenience. In the event of any discrepancy, the Japanese assessment prevails.